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Flight Accident Insurance

Flight accident insurance covers cases of accidental death or dismemberment (AD&D) of limbs that occurs aboard a common carrier (air, land or sea). Most plans don't have any bells or whistles beyond the AD&D benefit. An effective plan usually has benefit options ranging from $100,000 to $500,000.

Of the travel insurance plans, this is usually the cheapest and least comprehensive. In order to avoid redundancy, before purchasing, you should check to see if this cover is already built in to your contract with your credit card company.